Terms of Service

Agreement to Terms

By accessing or using the Gravity Mortgage Solutions website and services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing our services.

Use of Services

Gravity Mortgage Solutions provides mortgage brokerage and lending services. By using our services, you agree to:

• Provide accurate, current, and complete information during the application process
• Maintain the confidentiality of any account credentials
• Accept responsibility for all activities that occur under your account
• Notify us immediately of any unauthorized use of your account
• Use our services only for lawful purposes and in accordance with these Terms

Mortgage Services

Our mortgage services are subject to the following conditions:

• All loan applications are subject to credit approval and underwriting
• Interest rates and loan terms are subject to change without notice
• Pre-approval does not guarantee final loan approval
• All information provided is for general informational purposes only and does not constitute financial advice
• We are licensed to originate loans in CO, TX, AZ, WY, FL, MT, and MI

Intellectual Property Rights

The content, features, and functionality of our website, including but not limited to text, graphics, logos, images, and software, are owned by Gravity Mortgage Solutions and are protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

User Communications

By submitting information through our website, including but not limited to loan applications, contact forms, and calculator results, you grant us the right to use such information to provide our services. We will handle your information in accordance with our Privacy Policy.

Third-Party Links and Services

Our website may contain links to third-party websites or services that are not owned or controlled by Gravity Mortgage Solutions. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We strongly advise you to review the terms and conditions and privacy policies of any third-party websites or services that you visit.

Disclaimer of Warranties

Our services are provided on an "AS IS" and "AS AVAILABLE" basis without any warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, timely, secure, or error-free. We do not warrant that the results obtained from the use of our services will be accurate or reliable.

Limitation of Liability

To the fullest extent permitted by Colorado law, Gravity Mortgage Solutions shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from: (a) your access to or use of or inability to access or use our services; (b) any conduct or content of any third party on our services; or (c) unauthorized access, use, or alteration of your transmissions or content.

Indemnification

You agree to defend, indemnify, and hold harmless Gravity Mortgage Solutions and its officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Service or your use of our services.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Larimer County, Colorado.

Equal Housing Opportunity

Gravity Mortgage Solutions is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, familial status, age, marital status, or any other protected class under federal or Colorado law in the extension of credit or provision of services.

Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our services after any revisions become effective, you agree to be bound by the revised terms.

Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

Contact Information

If you have any questions about these Terms of Service, please contact us: