Fort Collins downtown
About Gravity Mortgage Solutions

Mortgage Solutions That Bring Things Together

Founded in 2019, Gravity Mortgage Solutions exists to be your most strategic teammate when the stakes are high and conventional approaches fall short. Licensed in 6 states, we combine accountability, commitment, and creativity to help you achieve your goals.

Our Story

The roots of Gravity Mortgage Solutions go back to a conversation Joe and JB had as coworkers at another company, back in 2019, after a few too many. They passionately examined together the finer points of how someone might successfully run a short term Tesla rental business. That idea never went anywhere, but both walked away with a conviction that they had to find a way to partner in something.

Later that year, the Woodman Team was formed. It was apparent from the outset that the name was inappropriate as it symbolically ignored JB's contribution and importance. However, all of their other names were dumb (Lighting Fast Dinero) or shot down by the compliance department. In 2025 they decided that it was time to take a leap, starting their own business where no one could say their ideas were silly or illegal (mostly joking).

Gravity Mortgage Solutions' core values are best illustrated by a story of the moment Joe knew that he could trust JB with his livelihood. JB was explaining in a group setting, the deep personal significance of a scene from Christopher Nolan's masterpiece "Interstellar". The protagonist Joseph Cooper has to manually dock the lander to the interstellar ark, the Endurance; a process designed, under the best of circumstances, to be done by an advanced, automated computer guidance system. Still worse, the Endurance happens to be spinning out of control, after an explosion in the vacuum of space, and descending out of orbit where it will disintegrate in the atmosphere of an alien planet.

If he does nothing, they will all die and humanity will be doomed to slow starvation and suffocation back on earth. If he acts, there is a small chance they can complete their mission and give humanity a glimmer of hope. When Cooper announces his intentions, the AI robot CASE exclaims "it's not possible!", to which Cooper responds, through determined focus, having already initiated his advance, "No. It's necessary".

"No. It's necessary"

For Joe and JB, this approach to the many challenges related to life is essential. The odds are often stacked against us. The physics doesn't check out. But nevertheless, we must proceed.

As you may have guessed, this is also where the inspiration for the name Gravity Mortgage Solutions. You might think "gravity" means heavy or that which pulls you down or keeps you from reaching higher. Not something you want to be thinking about when dreaming about home ownership or financial freedom. But that's not really what gravity is. Gravity keeps you grounded. Indeed, you'd fly off into space and freeze to death without it. Gravity also transcends time and space, a characteristic that the aforementioned film explicitly points out is shared with love.

And most importantly, gravity brings things together. Which is what we exist to do for our clients and associates.

Gravity Mortgage Solutions Team

Our Values

These core principles guide every decision we make and every relationship we build.

Accountability

We take ownership of our commitments and deliver on our promises, ensuring you can count on us every step of the way.

Commitment

Dedicated to your success, we go the extra mile to help you achieve your homeownership goals, no matter the obstacles.

Creativity

We think outside the box to find innovative solutions, even when conventional approaches fall short.

Meet Our Team

Experienced mortgage professionals who live and work in Fort Collins, dedicated to your success.

Joseph Woodman

Joseph Woodman

NMLS #1600831
Branch Manager, Loan Officer
Certified Divorce Lending Professional, Consilium Certified, Xinnix Certified Originator

Growing up in Fort Collins, Joe watched the community change from a mid-sized college town, with agricultural roots and subtle rural vibes, to a thriving semi-urban city with a diverse economy and population. A graduate of CSU, Joe wanted to be a marriage and family therapist, but couldn't get into grad school because his GRE quantitative reasoning scores were poor. So naturally, after several years in the non-profit world working with children and adolescents, he chose a career where he would do math for a living. Joe now resides on a couple of acres in a rural part of Weld County with his wife Katie, three children, chickens, and his parents, who live in the casita next door. Fun fact: Joe is fluent in Spanish, holds a brown belt in Brazilian Jiu-Jitsu, and has been arrested twice.

JB Corbeil

JB Corbeil

NMLS #1453694
Operations Manager, Loan Officer

JB was born and raised in South Texas. Drawn by the active Colorado lifestyle, the cold winters, and the beer, he and his wife Yaya moved to Fort Collins in 2017. An auto-didact by nature, JB taught himself about computers, networks, and security, entering the IT field where he was Mr. Fixit for a range of industries spanning doctors offices to federal detention centers. Marrying into a home builder family, he was enticed into the mortgage industry by the challenge and the promise of personal growth. JB recently became a father, so there's a decent chance his son Adrian will be strapped to his chest. Fun fact: JB's family history is a curious blend of Native American indigenous peoples, Spanish colonialists, and French Canadians. He's actually related to Justin Trudeau!

Credentials & Affiliations

Trusted, licensed, and committed to the highest standards of professional mortgage lending.

Executive Club Academy Mortgage

2021, 2022, 2023 award recipient recognizing excellence in mortgage lending.

Licensed in 6 States

CO, TX, AZ, WY, FL, MT, MI - Licensed and compliant in multiple states.

Certified Professionals

Certified Divorce Lending Professional, Consilium Certified, Xinnix Certified Originator.

Professional Affiliations

Consilium Institute, COBAR association members.

Gravity Mortgage Solutions is an equal housing lender. Licensed in CO, TX, AZ, WY, FL, MT, MI. NMLS #1660690